Student Loan Planner

Student Loan Planner

Compare debt payoff strategies

Student Loan Payoff Planner

Compare Avalanche vs Snowball strategies to find the best way to pay off your student loans. Start by adding your loans below.

Add Your Loans

Enter details for each of your student loans

Give your loan a recognizable name
$
How much you currently owe
%
Annual interest rate (e.g., 6.5 for 6.5%)
$
Required monthly payment amount

Your Loans

3 loans added
Loan Name Balance Interest Rate Min Payment Action
Federal Stafford Loan $15,000.00 4.50% $150.00
Private Student Loan $8,000.00 7.20% $120.00
Graduate PLUS Loan $25,000.00 6.30% $280.00
Total $48,000.00 - $550.00

Extra Payment Strategy

How much extra can you pay each month?

$
Additional amount beyond minimum payments (optional)
💡 Tip

Even an extra $50-100 per month can save thousands in interest and years of payments!

Plan your student loan payoff strategy by comparing the avalanche method (highest interest first) vs snowball method (smallest balance first). Calculate total interest, payoff time, and savings for each approach.
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irfan

CEO / Co-Founder

​"Enjoying the little things in life while building big solutions. As a developer, I believe success is all about persistence—constantly refining code and tools until they work perfectly for you."

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